Wealth Management

Our focus is primarily on the generation of relative returns for our clients. We provide discretionary and advisory investment management services. These services are highly personalized as each portfolio is structured to meet the specific needs of the client. Clients are profiled according to their return objective and tolerance for risk. The return goals and risk tolerance are the two decisive variables altering the asset allocation of a portfolio. The assets of our clients are distributed across asset classes and securities depending on their personal financial goals, the time until the assets are needed and their comfort with market fluctuations. The ongoing evaluation of our clients portfolios are an important feature of our service, as needs and life circumstances are subject to change. Appropriate asset allocation and on-going evaluation of client portfolios are vital to the wealth management process. Conditions are made across multiple investment platforms and vehicles to create an allocation model which is unique to the goals and objectives of our client Discretionary Investment Services The discretionary service delegates responsibility for the management of our clients portfolios to a VPBS Investment Manager who will individually assess the personal investment profile including objectives, expectations, risk tolerance, time horizons and constraints upon which a portfolio is constructed and managed. Periodically the Investment Manager will reassess needs and objectives with the client to ensure the ongoing suitability of the portfolio strategy. Advisory Investment Services The advisory service is very similar to the discretionary investment service but the distinct difference is that the client is much more involved in the process and makes the final decision on the changes to the account. VPBS advises on the appropriate asset allocation and the securities to be traded, based on specific needs of the client. The client can reject or accept the recommendations made.